Refinance your auto loan!

Refinance your auto loan – receive up to $500!

Refinance your auto loan from another lender to Pacific Service Credit Union and receive 1% cash back, up to $500!

Rates as low as 6.99% APR
Terms up to 72 months
No payments for 90 days
Simple, quick process

Refinancing is free, simple and only takes minutes. Choose from one of the two options below to get started:

Complete details and membership eligibility requirements available online or by phone.

Annual percentage rate (APR) as of September 3, 2024 and is subject to change. Lowest rate quoted. Rate may be up to 10.60% APR above quoted rate based on credit qualifications. Quoted rate assumes a 0.25% APR discount for borrowers who maintain a Relationship Checking account. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications and eligible collateral. Maximum term varies based on loan amount. A $200 fee applies to reduce the rate of an existing PSCU loan. Loans subject to all credit union policies and procedures. Call for details. Representative example: Pay $17.04 per month per $1,000 borrowed for 72 months at 6.99% APR.

90-Day Payment Deferral: Offer subject to change without notice. Payment deferral is optional. There is no fee for the 90-day payment deferral. The interest on the loan will continue to accrue. The deferred payment(s) plus any additional accrued interest will be paid at the end of your loan. The first payment will be due 90 days from the date of booking. Other restrictions may apply.