Avoiding Foreclosure

We understand that certain circumstances can cause financial hardships. If you are having trouble making payments on your home equity loan, home equity line of credit or first mortgage, we may be able to help. You may be eligible for a loan term modification. To determine the best possible way to assist you, we will review your financial situation. In order to do so, please complete the Financial Worksheet and fax to (925) 609-3225. For more information, please call a loan representative at (888) 858-6878.

Please consider all of your options before risking the possible loss of your home to foreclosure. There are numerous alternatives available. The Department of Housing and Urban Development (HUD) offers counseling for homeowners whose mortgage loans have become delinquent. This counseling might help you avoid foreclosure. You can also reach HUD at (800) 569-4287 or (800) 877-8339 (TTY).