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Road. To. Success.
At Pacific Service CU, we offer various products and services to help you and your child pave the way to a bright financial future. From establishing there first savings account to opening their checking account, we can help support every step of their financial journey.
Youth Banking Offerings
Give your children the confidence to make independent and responsible choices when tasked with managing their own money.
Free online and mobile banking
When your child downloads our mobile app, it will be like having a branch in their pocket. They can enjoy the convenience of accessing their account on the go. You can view account balances, track transactions, and set savings goals. Also, you can set spending limits and receive transaction alerts to help guide your child's financial decisions.
Download our mobile banking app today.
Easy money movement
Instantly transfer money between your Pacific Service CU and external accounts using online and mobile banking. Zelle® also makes it easy to send and receive money with your kids. This makes it simple to pay for lunch, movies or snacks while they're hanging with friends.
Financial Wellness
Equip your child with the knowledge and skills to make informed financial decisions as they grow. Our free, interactive courses and tools provide valuable tips and insights that teach kids how to budget and more.
Youth Accounts
As a parent, you understand how important it is to teach your children financial responsibility from an early age. Give them the confidence to make independent and responsible choices when tasked with managing their own money.
First-step Checking Accounts
Our free checking account specifically designed for members age 23 and under offers no monthly fees and ATM fee reimbursement up to $3 per transaction and $12 per month.
Certificate Accounts
Certificates typically pay higher rates than traditional savings accounts. Choose the length of time or “term” and receive a guaranteed rate. If your child is age 23 and under, you can open an account with as little as $100.
Open an account
You can open an account online, give us a call, or visit one of our six CA branch locations in Concord, Clovis, Fresno, Livermore, Pleasant Hill, and San Ramon to learn more.
Visit the corresponding pages for complete membership eligibility, product details and current rates.
Checking: Final checking account establishment and Visa debit card are subject to approval through ChexSystems. Minimum age to open a checking account is 13. Free overdraft protection transfers available from established savings, money market or Visa accounts. ATM fee reimbursement limited to $3 per transaction and $12 per month for FirstStep checking. Courtesy pay fee is $25 per item when you overdraw your account by check, ACH, ATM or debit card transactions. Repayment is required within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you are delinquent or in default in any other respect on any loan or obligation. Courtesy pay protection for debit and ATM transactions requires member consent. Some restrictions apply.
Certificates: $100 minimum required to open an account and earn dividends for members age 23 and under. Fees may reduce earnings and a penalty may be imposed for early withdrawals.
Zelle: Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
