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IRAs

Plan. For. Retirement.

Save Money for the Future
Be sure your savings plan includes long-term goals like sending your kids to college or retiring on your schedule. An Individual Retirement Account (IRA) is an important part of a diversified savings plan.

IRA Options
An Individual Retirement Account (IRA) may be a smart investment and an important part of a diversified retirement strategy. Traditional and Roth IRAs or Coverdell Education Savings accounts allow you to save with possible tax benefits.

Compare Retirement Savings Accounts

Traditional IRA Roth IRA Coverdell Education Savings Account (ESA)
Perfect for: Saving for retirement Saving for retirement Saving for education expenses
How it works: Contributions may be tax deductible; earnings are tax-deferred Contributions are not tax deductible; qualified distributions may be tax-free
 Withdrawals for qualified education expenses are tax-free
Investment options: Savings, money market and certificates Savings, money market and certificates Savings, money market and certificates
 
To open an IRA or ESA account or for more information, please call a member service representative at (888) 858-6878. IRA and ESA options may provide tax benefits. Contact a tax advisor for details. Fees may reduce earnings and a penalty may be imposed for early withdrawals. Additional penalties may be assessed by federal and state tax authorities under regulations governing IRAs. $500 minimum required to open an IRA certificate and earn dividends.











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