We'll be your DD...your direct deposit!
We want to be your DD...your direct deposit. When you open a new Pacific Service CU checking account and establish your direct deposit, you'll get paid up to two days early. Better yet, we'll pay you $100 when you do.
When is $100 better than $600? When you don’t have to jump through hoops to get it. Other banks offer crazy amounts of money to set up direct deposit, but when you read the fine print, you have to jump through ten hoops, turn around backwards, make lasting commitments and deposit large sums of money. Nope, not us.
Simply open a new checking account and establish your direct deposit of $500 or more and we’ll get you home safely…with $100 in your pocket.
But wait, there’s more:
- No minimum balance requirement: Send us all or part of your paycheck…we don’t have a minimum balance requirement…either way, you get paid early.
- No monthly fee: Say goodbye to pesky fees and hello to keeping more of your money.
- ATM fee reimbursement: Out and about? Use any ATM, we’ve got the charge covered. If the ATM charges a fee, we will automatically reimburse the fee without even having to ask.
- Mobile banking: On-the-go like a pro. Manage your money, anytime, anywhere.
- Courtesy pay: For a nominal fee, we’ll even prevent the hassle of declined transactions. We’ll allow your account to go negative to pay for transactions when funds aren’t available in the account.
Choosing your DD is simple
Click the button below to open your relationship checking account. Once the account is open, we’ll send you our fancy direct deposit tool.
Final checking account establishment and Visa debit card are subject to approval through ChexSystems. Minimum age to open a checking account is 13. Relationship checking requires direct deposit or $25,000 in combined savings and loan balances with us, otherwise a $10 monthly service fee applies. Free logo checks for life. ATM fee reimbursement: Limited to $3 per transaction and $15 per month. Courtesy pay: Courtesy pay fee is $25 per item when you overdraw your account by check, ACH, ATM, bill payments or debit card transactions. Repayment is required within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you are delinquent or in default in any other respect on any loan or obligation. Courtesy pay protection for debit and ATM transactions requires member consent. Some restrictions apply. Mobile app: Mobile internet access is required to use our free mobile banking app. Check with your wireless carrier for applicable fees. Visit our membership eligibility page for membership details. Some restrictions apply.
Incentive: Offer subject to change without notice and may be cancelled at any time. Newly established direct deposit must be a payroll or government direct deposit of $500 or more. Incentive will be deposited to the savings account by the 10th of the following month after the newly established direct deposit is received. The savings account may earn dividends of 0.05% annual percentage yield (APY) with a $100 minimum balance. APY as of January 1, 2025 and is subject to change without notice. Account must be in good standing to receive incentive.